HalalGauge
BBDO · Financial Services
Banco Bradesco S.A.

Is Banco Bradesco S.A. (BBDO) halal?

Banco Bradesco S.A. is not considered halal under the mainstream standards. Below is the verdict under each of the five mainstream scholarly standards, with the deciding numbers and the source behind every threshold.

BBDO verdict by standard · 0 halal · 0 borderline · 5 not halal
  • AAOIFI Standard

    Impermissible income / revenue 427.5% (limit 5%); Interest-bearing debt / market cap 453.6% (limit 30%); Cash + interest-bearing securities / market cap 145.7% (limit 30%)

    Not halal
  • Mufti Taqi Usmani (stricter Hanafi)

    Impermissible income / revenue 427.5% (limit 5%); Interest-bearing debt / market cap 453.6% (limit 30%); Cash + interest-bearing securities / market cap 145.7% (limit 30%); Illiquid (tangible) assets / total assets 0.0% (limit 20%)

    Not halal
  • Dow Jones Islamic Market

    Impermissible income / revenue 427.5% (limit 5%); Interest-bearing debt / market cap 453.6% (limit 33%); Cash + interest-bearing securities / market cap 145.7% (limit 33%)

    Not halal
  • Ja'fari (Sistani-aligned)

    Impermissible income / revenue 427.5% (limit 5%); Interest-bearing debt / market cap 453.6% (limit 33%); Cash + interest-bearing securities / market cap 145.7% (limit 33%)

    Not halal
  • Strict / zero-tolerance

    Impermissible income / revenue 427.5% (limit 0%); Interest-bearing debt / market cap 453.6% (limit 0%); Cash + interest-bearing securities / market cap 145.7% (limit 0%)

    Not halal

The numbers behind the verdict

Interest-bearing debt / market cap
453.6%
Cash + securities / market cap
145.7%
Receivables / market cap
18.5%
Impermissible income / revenue
427.5%
Illiquid (tangible) assets / total
0.0%

Thresholds and methodology differ by scholar — e.g. AAOIFI caps interest-bearing debt at 30% of market cap, DJIM at 33%, and Mufti Taqi additionally requires tangible assets to be at least 20% of total assets. That's why two screeners can disagree on the same stock.

Screen BBDO interactively See the full balance sheet How the methodologies work
Sources

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HalalGauge surfaces published scholarly methodologies with full sourcing; it does not issue fatwa or certify any security as halal. Verify with a qualified scholar before investing.